Terms of Service | Notis by Collatio

1. Agreement to Terms

By accessing or using Notis ("the Software"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Software. These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Collatio LLC ("Collatio," "we," "us," or "our").

You must be at least 18 years old or the age of legal majority in your jurisdiction to use Notis. By accepting these Terms, you represent that you have the legal capacity to enter into a binding agreement.

If you are using Notis on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms, and "you" refers to both you individually and that organization.

2. Description of Service

Notis is a cryptographic document sealing and digital signature tool. Notis performs mathematical operations — including hashing, digital signing, and seal generation — on documents that you provide, using cryptographic keys that you control, on your own device.

Important: Notis is a computation tool, not a document processing service. All cryptographic operations occur locally on your device. Your documents, private keys, signatures, and personal information are not transmitted to or stored by Collatio except as specifically described in Section 3 (Encrypted Relay Service). Collatio does not have the ability to access, view, read, or decrypt your documents or private keys.

Notis is not a law firm and does not provide legal advice, legal opinions, or legal representation. Document templates provided within Notis (including but not limited to non-disclosure agreement templates) are for informational and convenience purposes only and do not constitute legal counsel. You should consult a licensed attorney in your jurisdiction before relying on any document created, sealed, or signed using Notis.

3. Encrypted Relay Service

Notis may include an optional Encrypted Relay Service to facilitate multi-party signing workflows. The Relay Service operates as follows:

(a) Your device encrypts workflow coordination data using end-to-end encryption before transmission. Only the intended recipients hold the decryption keys.

(b) The Relay Service stores encrypted data blobs that Collatio cannot decrypt, read, or interpret. Collatio does not possess the decryption keys.

(c) The Relay Service routes encrypted data between parties based on workflow identifiers. It does not inspect, analyze, or process the contents of encrypted data.

(d) Encrypted data is retained on the Relay Service only for the duration necessary to complete the signing workflow, after which it is automatically deleted.

You acknowledge that Collatio operates the Relay Service as a "mere conduit" for encrypted data and does not have knowledge of, access to, or control over the information contained in encrypted blobs transmitted through the Relay Service.

4. Your Responsibilities

You are solely responsible for:

(a) The content, accuracy, legality, and enforceability of any document you create, seal, sign, or generate using Notis;

(b) The security, backup, and safekeeping of your private cryptographic keys and credentials;

(d) Ensuring that your use of electronic signatures complies with applicable laws in your jurisdiction, including but not limited to the ESIGN Act, UETA, eIDAS, and any applicable state or national electronic signature laws;

(e) Ensuring that document types you sign electronically are not excluded from electronic signature laws (including but not limited to wills, certain family law documents, court orders, and notices under the Uniform Commercial Code);

(f) Obtaining any necessary legal review of documents before relying on them;

(g) Any and all consequences arising from your use of Notis.

5. Intellectual Property

Notis, including its source code, design, documentation, and cryptographic algorithms, is the intellectual property of Collatio LLC. These Terms grant you a limited, non-exclusive, non-transferable, revocable license to use Notis in accordance with these Terms.

Documents you create, seal, or sign using Notis remain your property. Collatio claims no ownership or license over your documents, data, or cryptographic keys. Because Notis operates on a zero-knowledge basis, Collatio does not have access to your documents and therefore cannot use, sell, license, or share them.

6. Disclaimer of Warranties

THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT.

COLLATIO DOES NOT WARRANT THAT THE SOFTWARE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM HARMFUL CODE. COLLATIO DOES NOT WARRANT THAT ANY CRYPTOGRAPHIC OPERATION WILL PRODUCE RESULTS SUITABLE FOR ANY PARTICULAR LEGAL, BUSINESS, OR REGULATORY PURPOSE.

COLLATIO DOES NOT WARRANT THE LEGAL ENFORCEABILITY OF ANY DOCUMENT, SEAL, SIGNATURE, OR NON-DISCLOSURE AGREEMENT CREATED USING NOTIS. YOU USE NOTIS ENTIRELY AT YOUR OWN RISK.

NOTIS IS A CRYPTOGRAPHIC COMPUTATION TOOL. COLLATIO IS NOT A LAW FIRM, NOTARY PUBLIC, NOTARIZATION SERVICE, CERTIFIED ELECTRONIC SIGNATURE PROVIDER, OR QUALIFIED TRUST SERVICE PROVIDER. COLLATIO DOES NOT PROVIDE LEGAL ADVICE OR PROFESSIONAL OPINIONS OF ANY KIND.

Some jurisdictions do not allow the exclusion of implied warranties. In such jurisdictions, the above exclusions apply to the maximum extent permitted by applicable law.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COLLATIO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES (COLLECTIVELY, THE "COLLATIO PARTIES") BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE NOTIS, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), EVEN IF THE COLLATIO PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE TOTAL AGGREGATE LIABILITY OF THE COLLATIO PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF NOTIS SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS ($100.00); OR (B) THE TOTAL AMOUNT YOU HAVE PAID TO COLLATIO FOR USE OF NOTIS IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

THIS LIMITATION OF LIABILITY IS AN ESSENTIAL ELEMENT OF THE AGREEMENT BETWEEN YOU AND COLLATIO. COLLATIO WOULD NOT PROVIDE NOTIS WITHOUT THIS LIMITATION.

The foregoing limitations do not apply to liability arising from Collatio's gross negligence or willful misconduct, or to any liability that cannot be excluded or limited under applicable law.

8. Indemnification

You agree to defend, indemnify, and hold harmless the Collatio Parties from and against any and all claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to: your access to or use of Notis; any document you create, seal, sign, generate, or distribute using Notis; your violation of these Terms; your violation of any applicable law, regulation, or third-party right; any dispute between you and any third party relating to a document created or signed using Notis; or your failure to maintain the security of your private keys or credentials.

9. Assumption of Risk and Data Separation Acknowledgment

By accepting these Terms, you expressly acknowledge and agree that:

Tool, Not Service: Notis is a cryptographic computation tool that operates on your device under your control. Collatio does not process your documents, make decisions on your behalf, or provide professional services.

Zero-Knowledge Architecture: Your documents, signatures, private keys, audit trails, and personal information are not transmitted to or stored by Collatio in any unencrypted or decryptable form. Collatio cannot access, view, or recover your data.

No Data Recovery: Because Collatio does not store your data, Collatio cannot recover lost documents, keys, seals, or signatures. You are solely responsible for maintaining backups of all data you consider important.

Legal Enforceability Is Your Responsibility: Collatio does not guarantee that any document, seal, or electronic signature created using Notis will be legally enforceable in your jurisdiction. You should consult a licensed attorney before relying on any Notis output for legal purposes.

No Custodial Relationship: Collatio is not a data controller, data processor, custodian, or fiduciary with respect to your information. No such relationship is created by your use of Notis.

10. Dispute Resolution and Arbitration

10.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact Collatio at legal@collatio.io with a written description of your claim. Both parties agree to attempt in good faith to resolve the dispute informally within thirty (30) days of receipt of written notice.

10.2 Binding Arbitration

IF THE DISPUTE IS NOT RESOLVED INFORMALLY WITHIN THIRTY (30) DAYS, ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS, YOUR ACCOUNT, OR YOUR USE OF NOTIS SHALL BE RESOLVED EXCLUSIVELY BY FINAL AND BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") UNDER ITS CONSUMER ARBITRATION RULES THEN IN EFFECT.

The arbitration shall be conducted in English. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. For claims under $10,000, arbitration shall be conducted based on written submissions without an in-person hearing unless either party requests one.

10.3 Class Action Waiver

YOU AND COLLATIO AGREE THAT ALL CLAIMS AND DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS, CONSOLIDATED, REPRESENTATIVE, OR COLLECTIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT, CLASS ARBITRATION, OR ANY OTHER REPRESENTATIVE OR CONSOLIDATED PROCEEDING.

10.4 Opt-Out

You may opt out of the arbitration agreement and class action waiver by sending written notice to legal@collatio.io within thirty (30) days of first accepting these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

12. Modifications

Collatio may modify these Terms from time to time. Material changes will be communicated at least thirty (30) days before they take effect. Your continued use of Notis after the effective date constitutes acceptance.

13. Termination

You may stop using Notis at any time. Collatio may suspend or terminate your access to the Relay Service at any time. Because Notis operates primarily on your device, termination of the Relay Service does not affect your ability to use Notis for local operations.

14. General Provisions

Entire Agreement. These Terms, together with the Privacy Policy and Acceptable Use Policy, constitute the entire agreement between you and Collatio regarding Notis.

Severability. If any provision is held invalid, the remaining provisions continue in full force.

Contact: legal@collatio.io